Banki

mBank

Editor's pick

Popular choice

mBank eKonto

4.84.8 / 5(1240)

The all-rounder current account, free for active users

• Apple Pay & Google Pay
• BLIK payments
• Free virtual card
• Real-time spend notifications

Revolut

Popular with newcomers

Revolut Standard

4.74.7 / 5(2100)

Borderless banking for foreigners and travellers

• EUR & 25+ currencies
• Apple Pay & Google Pay
• Instant virtual cards
• Budgeting tools

ING Bank Śląski

Low fees

ING Konto Direct

4.64.6 / 5(980)

Simple, transparent and genuinely free

• Apple Pay & Google Pay
• BLIK
• Smart saving goals
• 24/7 support

Santander Bank Polska

Cashback

Santander Konto Jakie Chcę

4.54.5 / 5(760)

Flexible account with strong cashback

• 2% cashback categories
• Apple Pay & Google Pay
• BLIK
• Multicurrency card option

Nest Bank

For business

Nest Konto Biznes

4.54.5 / 5(540)

Built for sole traders and small companies

• Free ZUS & US transfers
• Invoicing tools
• Business card included
• Multi-user access

Bank Millennium

Millennium Konto 360°

4.44.4 / 5(610)

A complete everyday account with cashback

• Cashback program
• Apple Pay & Google Pay
• BLIK
• Goal-based saving

PKO Bank Polski

For students

PKO Konto dla Młodych

4.34.3 / 5(430)

Free student account from Poland's biggest bank

• Free account & card
• BLIK
• Apple Pay & Google Pay
• Student discounts